3 Places Where You Can enjoy a luxury life with $40,000 a Year

Penang, Malaysia
Home to great architecture, vibrant art scene, incredible street food and a large choice of shopping centres, Penang’s largest city, George Town is everyone’s dream. The island of Penang is one of the few locations where you can live a luxury life on an affordable budget. Off the coast of Malaysia, it is every nature lovers’ heaven with its National Park, hiking trails, canopy walk, beaches and diverse flora and fauna.
On this Island, a couple could live in luxury with only $3,300 per month, which could provide with a three-bedroom, three-bath, modern apartment, equipped with a pool, gym and 24-hour security.

The Algarve, Portugal
Located 30minutes away from the Spanish border, the Algarve is composed of superior beaches, ancient architecture, excellent wines and the freshest seafood. The southern region, where a couple can live a high life for $3,200 a month, also offers plenty of outdoor activities such as golfing, tennis, boating, horseback riding, hiking and more.

Chiang Mai, Thailand
This modern city of Thailand, located in the northern region of the country, has been popular for its affordability for generations. Golden temples, international restaurants, and a large choice of outdoor activities bring to this city an inequitable charm. In this cultural city, a couple can live a very comfortable life with a budget of $2,650 per month and a luxurious lifestyle with $3,100 along with an all-year-round tropical climate.